If you or someone you care about is struggling with addiction, rehab is often the best solution for getting the care you need. In Kentucky, rehab and addiction treatment centers can help you to take control of your life once again and find freedom from the chains of addiction.  But, rehab programs can often be expensive. In many cases, your health insurance can cover part of, if not all, of your treatment while you’re in a rehab facility.

If you’re planning on checking into rehab or helping someone else check-in, do your research ahead of time to find out if insurance will give you full coverage If you don’t have insurance, don’t let it overwhelm you. You should never avoid treatment because you don’t think you can afford it. Instead, you can use some of the following resources to receive alcohol treatment or drug treatment, without having to spend a lot of your own money, out-of-pocket. 

1. Look Into State-Funded Rehab Facilities

Addiction impacts thousands of people across the country, and the government recognizes how serious it can be. So, there are many state-funded rehab facilities throughout the country, designed to help addicts who want to recover from in a safe and controlled environment.  State-funded rehab centers may not share all of the luxury amenities that a more upscale facility would typically have, and they typically offer the most basic treatment services. But, with a little bit of research, you can find a quality facility near you. In the end, it’s up to you to do the healing work, so you don’t always need the fanciest facility to achieve that goal. State-funded rehab centers can be a great place to start on your journey toward sobriety. 

2. Scholarships for Treatment

You’ve probably heard of educational scholarships, but there are also treatment scholarships for those struggling with addiction that you may be able to take advantage of.  Your best option is to talk to different treatment centers, recovery coaches, and addiction advocate centers that are near you to ask about different scholarships and what might be available to you if you can’t fund the cost of rehab on your own. Advocate centers and coaches exist for a reason. You don’t have to go through any step of this process alone, so reaching out for help initially can not only help you to fund your treatment can provide you with additional resources to fight your addiction and find freedom from drugs and alcohol. 

3. Signing Up for a Payment Plan

Based on your income, you may be able to use a sliding scale or a payment plan to cover the cost of your treatment.  A sliding scale payment option is when the facility will work with you to pay what you can, based on your income. If you don’t make much money, you may be able to pay less.  Many rehab centers will work with you to set up a plan that fits your budget. It’s understandable that most people don’t have a large sum of money they can put down upfront. So, talk with the facilities you’re interested in and inquire about sliding scale opportunities, as well as different payment options you might be able to use. If you can commit to making a monthly payment and the treatment center knows they can rely on those incoming funds each month, they’re more likely to accept that as an option. 

4. Look Into Medicaid

You don’t have to have private insurance if you have a low income and can qualify for Medicaid. It’s a government-funded type of insurance that offers excellent coverage to low-income households.  Additionally, Medicaid often covers certain costs that private insurance doesn’t always handle, including public health issues like addiction treatment. 

5. Funding Treatment With Personal Options

Chances are, there are people in your life who care about you so much that they would do anything to help you. There are many reasons why people struggling with addiction don’t reach out to family and friends, especially for financial assistance. Maybe you feel embarrassed or ashamed. Or, maybe you’re worried you won’t have the money to pay someone back.  In order to get the treatment and help you really need, sometimes the best thing you can do is swallow your pride and ask someone you love for help. Don’t feel ashamed to ask for a loan from family or friends. They’re likely to be more than willing to help.  You can also take matters into your own hands when it comes to paying for rehab. If you have any savings or an emergency fund, now is the time to use it. Additionally, if you’re able to sell any of your belongings that you no longer use or need, the money you make from those sales can be used to help fund your treatment.  Finally, thanks to technology, crowdfunding is also an option to get the money you need. You can share your story and your struggle with addiction online and ask those close to you for help. Again, this might mean you’ll have to swallow your pride. But, your treatment should be a top priority. Plus, by sharing your own story and showing that you want to get better, you never know who else you could be helping in the process. Addiction impacts so many lives. If someone in your life reads your story and they’ve been struggling, too, you could inspire them to seek out treatment as well. 

6. Addiction Rehab Options in Kentucky

Again, money should never be the reason you don’t get the help you need to free yourself from addiction. If you’re trying to enroll in a Kentucky rehab facility and you don’t have insurance, consider some of these options to help you fund your treatment. People are always willing to help, and rehab facilities have your best interest at heart, too. With a little bit of research and a willingness to work with others, you will undoubtedly be able to find the funds you need to enroll in rehab and to break the chains of addiction once and for all. You can always call us at the Robert Alexander Center and we’d be happy to discuss your options with you. 

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